Know your choices at retirement
Understand annuities, drawdown, and lump sums - and how to combine them for a suitable retirement income plan.
1 Nov 2024 | 7 min read
Guides
Essential Retirement and Pension Guides
Our essential retirement and pension guides offer expert advice on financial planning, healthcare, and lifestyle transitions to help you build a secure and rewarding retirement.
All Guides
More resources to help you plan your retirement
What is an annuity, and do I need one?
How annuities work, how the guarantee is backed, and how to decide if one is right for your retirement income.
20 Nov 2024 | 5 min read
Annuity options: configuring your income
Death benefits, guarantee periods, payment frequency and escalation - the choices that shape your annuity income.
22 Nov 2024 | 6 min read
Buying an annuity: step by step
The four steps to buying an annuity, why shopping around matters, and what to check before you commit.
25 Nov 2024 | 5 min read
Why get financial advice at retirement
The evidence for taking advice, the difference between advice and guidance, and what going direct could cost you.
27 Nov 2024 | 6 min read
Pension jargon buster
Plain-English definitions for the pension and annuity terms you'll come across when planning your retirement.
29 Nov 2024 | 4 min read
Am I getting the most from my pension?
Evaluate your pension, charges, contributions, and retirement options.
8 Nov 2024 | 6 min read
How are pensions taxed?
Understand how pension income is taxed and what that means for your retirement income.
1 Nov 2024 | 5 min read
How drawdown works and what to watch out for
A practical guide to pension drawdown - how to manage withdrawals, investment risk, and sequencing.
12 Nov 2024 | 6 min read
Enhanced annuities - could your health pay off?
If you have a health condition or lifestyle factor, you may qualify for a higher annuity income.
15 Nov 2024 | 4 min read
Not sure where to start?
Speak with one of our advisers to discuss your options and find the right path forward.
