Practical guidance from experts in the field for your retirement decisions
If your financial adviser’s firm has been sold, your protections don’t disappear. But a later letter, suggesting you move your money, deserves a careful read. These five questions can help you understand what’s being proposed, and they’re worth asking whoever suggests a move.
Robin Powell
Robin Powell is a freelance journalist and author, and a financial consumer advocate. He is also the editor of The Evidence-Based Investor.
If your financial adviser’s firm has been sold, your protections don’t disappear. But a later letter, suggesting you move your money, deserves a careful read. These five questions can help you understand what’s being proposed, and they’re worth asking whoever suggests a move.
Robin Powell
Robin Powell is a freelance journalist and author, and a financial consumer advocate. He is also the editor of The Evidence-Based Investor.
Perhaps you saw a headline. Perhaps someone mentioned it at the golf club, or your daughter sent you a link. From April 2027, the money left in your pension when you die will count towards inheritance tax.
Robin Powell
28 Sept 2026
Can you change your mind after making a pension decision? In this video, Robin explains which pension choices are typically irreversible, which may offer some flexibility, and why understanding the implications before you act is so important.
Robin Powell
27 Aug 2026
Think about the bills you've paid this year. The energy company sends a statement. The phone company takes a direct debit. Even your bank, if it charges you, shows the fee on your statement.
Robin Powell
13 Jul 2026
Free guidance and paid advice sound like the same thing. They're not, and knowing which is which can change how much help you get with one of the biggest money decisions you'll ever make.
Robin Powell
24 Jun 2026
Old workplace pensions can quietly drain value through high charges, mismatched investments, and forgotten guarantees. Find out what a pension review can uncover, and why it matters.
Pense
5 Mar 2026
Thinking about taking your 25% tax-free pension lump sum? These are the five questions people ask most, and what you need to know before making a decision that could affect your retirement income for life.
Pense
24 Feb 2026
From the April 2027 inheritance tax changes to rising living costs and shifting withdrawal rate research, there are compelling reasons why retirees in drawdown are revisiting their plans in 2026.
Pense
10 Feb 2026
Perhaps you saw a headline. Perhaps someone mentioned it at the golf club, or your daughter sent you a link. From April 2027, the money left in your pension when you die will count towards inheritance tax.
Robin Powell
28 Sept 2026
Can you change your mind after making a pension decision? In this video, Robin explains which pension choices are typically irreversible, which may offer some flexibility, and why understanding the implications before you act is so important.
Robin Powell
27 Aug 2026
Think about the bills you've paid this year. The energy company sends a statement. The phone company takes a direct debit. Even your bank, if it charges you, shows the fee on your statement.
Robin Powell
13 Jul 2026
Free guidance and paid advice sound like the same thing. They're not, and knowing which is which can change how much help you get with one of the biggest money decisions you'll ever make.
Robin Powell
24 Jun 2026
Old workplace pensions can quietly drain value through high charges, mismatched investments, and forgotten guarantees. Find out what a pension review can uncover, and why it matters.
Pense
5 Mar 2026
Thinking about taking your 25% tax-free pension lump sum? These are the five questions people ask most, and what you need to know before making a decision that could affect your retirement income for life.
Pense
24 Feb 2026
Our quarterly look at how markets moved and what it could mean for your retirement plans.
Thomas Hudson
Pension Cost Analysis & Market Commentary
